Enrollment Guide
Your Benefits Stipend (Flex Credits)

As a School District employee, you receive two local stipends (also called “flex credits”):

• The first flex credit (OptnFlexCr) may only be used for the State’s medical plan.
• The second flex credit (ProgFlexCr) may cover any remaining expenses for medical plan costs not covered by the first flex credit. The second flex credit may be used for:
  • dental,
  • prescription drug,
  • vision care,
  • life and AD&D coverage, and
  • long-term disability.

The amount of your flex credits is in accordance with the current negotiated contract or is based on special Board action. The enrollment website will help you determine your total per pay period costs for the benefits you elect. The site calculates the total cost for your benefits, and then applies your stipend (flex credits) amount.

When you select your benefits, you are limited to your own benefit stipend. If the cost of your benefits exceeds your flex credits, you will have to pay the excess through payroll deductions. Make sure you look at your coverage and election options and choose the plan that best fits your family and personal needs.

Disclaimer: Brandywine Benefits Online provides only an overview of your benefits from Brandywine School District and The State of Delaware. Brandywine School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.