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Enrollment Guide
Your Benefits Stipend (Flex Credits)

As a School District employee, you receive two local stipends (also called “flex credits”):

  • The first stipend (OptnFlexCr) may only be used for the State's medical plan.
  • The second flex credit (ProgFlexCr) may cover any remaining expenses for medical plan costs not covered by the first flex credit. The second flex credit may also be used for:
    • dental,
    • vision care,
    • life and AD&D coverage,
    • blood bank insurance.


The amount of your flex credits is in accordance with the current negotiated contract or is based
on special Board action. The enrollment website will help you determine your total per pay
period costs for the benefits you elect. The site calculates the total cost for your benefits, and then
applies your flex credit amount.

When you select your benefits, you are limited to your own flex credits. If the cost of your benefits
exceeds your flex credits, you will have to pay the excess through payroll deductions. Make sure you look at your coverage and election options and choose the plan that best fits your family and personal needs.

 

   
Enrollment Guide
Introduction
This Year's Changes
Flex Credits
Enrollment Instructions
   
Benefits Tools


Provider Links
Contact a plan provider to get more information about your benefits or to find a doctor, dentist or hospital.

Mayoclinic.com
Visit the site for important health and wellness information.

   
Disclaimer: Colonial Benefits Online provides only an overview of your benefits from Colonial School District and The State of Delaware. Colonial School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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