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About Your Benefits
bullet image Program Overview
bullet image Medical/Prescription Drugs
bullet image Dental
bullet image Vision Care
bullet image State Group Life Insurance
bullet image Life and AD&D Insurance
bullet image Long-Term Disability Insurance
bullet image Flexible Spending Plan
bullet image Employee Assistance Program
bullet image Behavioral Health / Emotional Wellbeing
bullet image Disability Insurance
bullet image Administrative Information
bullet image What Happens When...?

 

You Become Disabled

The chart below illustrates what happens to your benefits when you become disabled:

Plan What You Need To Do

Dental

You can continue coverage for up to18 months by paying the full cost plus 2%.

Vision Care

You can continue coverage for up to18 months by paying the full cost plus 2%.

Life and Accidental Death & Dismemberment

Your life insurance coverage may continue at no cost to you after you have been disabled for six months, provided you are under age 70. AD&D coverage is discontinued.

Long-Term Disability

Depending on the level of coverage you choose, you may begin to receive benefits after you have been totally disabled for 90, 180 or 360 consecutive days.

 

 

 
What Happens
When...?
You Are Hired
You Get Married or Have a Child
You Become Disabled
You Retire
You Die While Employed
You End Employment


 

    Important Legal Information:
Appoquinimink Benefits Online provides only an overview of your benefits from Appoquinimink School District and The State of Delaware. Appoquinimink School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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