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The School District's Dental Plan

Routine, professional dental care is an important part of your family's health care. The School District's Dental Plan offers two choices of dental coverage through MetLife. Both cover a variety of preventive, basic, and major services.

These choices allow you to choose a plan that best meets your family's needs. The plan options differ in the level of coverage they provide and the amount you pay for each option. Your choices include:

• Dental Plan Option 1 (higher benefits)
  Plan A offers the highest level of dental coverage. This plan stresses preventive care to help you and your family avoid serious dental problems. The plan pays 100% of the covered cost (usual and customary charges) of preventive services. It also pays 80% of the covered cost (usual and customary charges) of basic, services, and 50% of major services and orthodontia care. The maximum benefit you can receive under this plan each year is $1,000 per person. Orthodontia care carries a separate $1,000 per person lifetime maximum.

• Dental Plan Option 2 (lower benefits)
  Plan B provides you and your family with a basic level of dental coverage. Like Plan A, Plan B covers ongoing preventive and basic care, as well as benefits for major services such as dentures and crowns. Plan B pays 70% of the covered cost (usual and customary charges) for most basic services, and 50% of the covered cost of major services after a deductible has been met. Orthodontia care has a lifetime maximum of $1,000 per person in network, and $500 out of network.

Dependents are eligible to age 26.

Copyright ©2006 Valley Forge Benefits Consulting, Inc.