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When Your Coverage Ends

Your coverage generally ends on the earliest of the:

  • Date your employment ends
  • Date you are no longer eligible for benefits
  • Last day of the period for which you have made the required contributions
  • Date coverage is cancelled

Coverage for your family generally ends when your coverage ends or when a dependent is no longer eligible.

Continuation Of Coverage
In certain circumstances, you may continue dental coverage for yourself and your family when your coverage ends.

Coordination Of Benefits
If you have dental coverage through your spouse's employer or another source, and have coverage through the School District's plan, a provision known as Coordination of Benefits may reduce your benefits under the School District's plan so your combined benefits will not be more than the expenses recognized by both plans. It is important that you understand the Coordination of Benefits guidelines that determine which of your plans pays benefits first.

Appealing A Claim
For dental benefits, if your claim is denied in whole or part, you will be notified in writing. The notification will include the reasons for the denial and any additional information required if you want to appeal your claim.

 
Dental
What Is Covered
What Is Not Covered
2024-2025 Dental Rates
Orthodontia
When Your Coverage Ends
Glossary of Dental Terms

Related Forms
form icon Dental Rates
form icon Cigna Dental Benefit Summary Option A
form icon Cigna Dental Benefit Summary Option B
form icon Cigna
form icon myCigna.com
   
Related Links
Cigna

    Important Legal Information:
Appoquinimink Benefits Online provides only an overview of your benefits from Appoquinimink School District and The State of Delaware. Appoquinimink School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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