Colonial Benefits -- Program Overview

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About Your Benefits
	Program Overview
Your State Benefits
	Medical/Prescription Drugs
	State Group Life Insurance
	Flexible Spending Accounts
	Employee Assistance Program
	Wellness
	Disability Insurance
Your School District Benefits
	Dental
	Vision Care
	Life and AD&D Insurance
	What Happens When...?
	Other Important Information

Program Overview
Your Benefits At-A-Glance

Choosing your benefits is an important, personal decision. Using them correctly is equally important. We've designed this Web site to provide you with general explanations of the benefits available to you and your family from The School District and The State of Delaware.

Your State of Delaware Benefits
The State of Delaware provides health plan options administered by Aetna and Highmark Delaware that include prescription coverage through CVS Caremark. In addition, you may enroll into a Dependent Care or Healthcare Flexible Spending Account, Group Life Insurance, Accident Insurance and/or Critical Illness Insurance. All plans mentioned in this section are plans that are offered through the State of Delaware, enrollment may be different from The School District, see all plans and programs below.

Have Questions? Please contact the Statewide Benefits Office Customer Service Team by phone at 1-800-489-8933 or by email at benefits@delaware.gov.

Plan	Carrier
Medical – CDH Gold and HMO Plan	Aetna
Medical – First State Basic and Comprehensive PPO Plan	Highmark Delaware
Prescription	CVS Caremark
Employee Assistance Program	Health Advocate
Surgery Program	Lantern
Flexible Spending Account	ASI Flex
Life Insurance/Accident & Critical Illness Insurance	Securian
Disability Insurance	The Hartford

Your School District Benefits
Colonial School District provides dental, vision and life insurance administered by carriers that are different from The State of Delaware. These benefits are considered “Local Benefits” to the District, see all plans and carriers listed below.

Plan	Carrier
Dental - Plans A and B	Cigna
Vision Care Coverage	VBA
Life and AD&D Insurance	Prudential


Program Overview
	Eligibility
	Dependent Coverage
	Enrollment
	Flex Credits

Summary Plan Description
	Summary Plan Description

Disclaimer: Colonial Benefits Online provides only an overview of your benefits from Colonial School District and The State of Delaware. Colonial School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.