to Appoquinimink Benefits Online
At Appoquinimink School District, we offer a comprehensive and flexible benefits program designed to meet the changing needs of our employees and their families.
Here you'll find everything you need to know about your benefits from Appoquinimink School District and The State of Delaware, including how to enroll, what your choices are, and how to find forms and links to our vendors' Web sites.
Benefits provided by the school district and the State of Delaware are an important part of your compensation package.
Open Enrollment for your District and State of Delaware benefits is
May 1 to May 16, 2025. This is your once a year opportunity to enroll,
make changes or terminate coverage in your health, dental, vision and
life benefits unless you have a qualifying event during the year. Open Enrollment is the time to ensure your coverage is
right for you and your family.
Click here for 2025-2026 Open Enrollment Brochure
To view the Appoquinimink New Hire and OE video presentation, click here or use the QR code.

Snapshot of Appoquinimink School District Benefits:
Cigna Dental Coverage, Group #3340869, Customer Service Phone #800 345 4511
Coverage pays benefits for many preventive and corrective dental services for the employee and eligible dependents. There are two (2) plan options available. Your Cigna member number is 000 + Your State of DE Employee ID #.
Vision Benefits of America (VBA), Group #4950, Customer Service Phone #800-432-4966
Coverage pays for services such as exams, lenses, frames and contacts for the employee and eligible dependents. Your VBA member number is 000 + Your State of DE Employee ID #.
Prudential Group Life/AD&D,Covers only the employee for an amount up to 1.5 times the annual salary (up to age 65). Coverage amount decreases after 65 years of age. A Beneficiary Form must be submitted for all new enrollees or for those currently enrolled wishing to make beneficiary changes.
Hartford Group Long Term Disability Insurance,
Enhances State long-term disability plan by providing the employee with a 6 2/3% buy-up option, after meeting the 182-day elimination period and approval.
DEPENDENT ELIGIBILITY/AGE LIMITS
An employee’s dependent (son, daughter, stepchild and/or adopted child) is eligible for Medical/Prescription, Dental, and Vision coverage through the end of the month age 26 is reached.
New Employees are required to complete and return the Benefit Enrollment form no later than 30 days from hire date. Eligible employees who fail to submit these documents within the 30 day period may not join until the next open enrollment period. Employees who cover their spouse on the State health plan must complete a Spousal Coordination of Benefits Form upon initial enrollment, each year at open enrollment and anytime there is a change in spouse's employment status. Failure to submit the Spousal Form could result in reduced spousal benefits.
Adding or Changing Benefits outside the Annual Open Enrollment Period may occur only if you experience a Qualifying Event.
QUALIFYING EVENTS
Group Health Insurance Program coverage changes can only be made at the annual Open Enrollment period except for those instances outlined in the Group Health Eligibility & Enrollment Rules.
Generally, requests for qualifying event enrollment changes must be made to our Benefits Office within 30 days of the qualifying event.
QUALIFYING EVENTS INCLUDE, BUT MAY NOT BE LIMITED TO:
- Birth or adoption of a child
- Marriage/Civil Union
- Divorce
- Change in Employment of spouse
- Involuntary loss of spouse coverage
- Spouse's employment termination
- Child now eligible for coverage
- Death of a spouse or dependent
For further assistance from your District Benefits Representative, email benefits@appo.k12.de.us or call 302-376-4129, 302-376-4448.
Please continue to visit this site to find out what's new or to get answers to your benefits questions
|