Red Clay Consolidated School District Benefits -- What Happens When...?

Red Clay Benefits -- Your Online Resource

What Happens When...?

Home | Forms | Directory | Feedback

	Program Overview
	Medical/Prescription Drugs
	Life Lines
	Dental
	Vision Care
	State Group Life Insurance
	Life and AD&D Insurance
	Disability
	Flexible Spending Plan
	Employee Assistance Program
	Wellness
	Administrative Information
	What Happens When...?

You Become Disabled

The chart below illustrates what happens to your benefits when you become disabled:

Plan	What You Need To Do
Dental	You can continue coverage for up to18 months by paying the full cost plus 2%.
Vision Care	You can continue coverage for up to18 months by paying the full cost plus 2%.
Life and Accidental Death & Dismemberment	Your life insurance coverage may continue at no cost to you after you have been disabled for nine months, provided you are under age 70. AD&D coverage is discontinued.
Long-Term Disability	Depending on the level of coverage you choose, you may begin to receive benefits after you have been totally disabled for 90 or 182 consecutive days.

What Happens
When...?

	You Are Hired
	You Get Married or Have a Child
	You Become Disabled
	You Retire
	You Die While Employed
	You End Employment
	You Get a Divorce
	Civil Union

Important Legal Information:
Redclaybenefits.com provides only an overview of your benefits from Red Clay Consolidated School District and The State of Delaware. Red Clay Consolidated School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.