Red Clay Consolidated School District Benefits -- Long-Term Disability -- Insurance

Red Clay Benefits -- Your Online Resource

Long-Term Disability Insurance

Home | Forms | Directory | Feedback

Program Overview

Medical/Prescription Drugs

Life Lines

Dental

Vision Care

Blood Bank

State Group Life Insurance

Life and AD&D Insurance

Disability

Flexible Spending Plan

Employee Assistance Program

Wellness
Administrative Information

What Happens When...?

Benefits for Successive Disability

If you return to full-time employment and within six months of your return become disabled again for the same reason that caused your previous disability, you are eligible to receive successive disability benefits right away without having to satisfy an additional elimination period.

However, if you return to work and become disabled after working six months, you will have to satisfy another elimination period before LTD benefits are payable. Successive disability benefits are equal to those you receive when you are totally disabled.

Read more about:

Disability Insurance

	Employees Covered by the State LTD Plan
	Employees Covered by the State Pension Plan
	Benefits for Total Disability
	Benefits for Successive Disability
	Benefits for Partial Disability
	Rehabilitation Benefits
	Appealing A Claim
	What Is Covered
	What Is Not Covered
	When Coverage Ends
	Short Term Disability

Related Forms
	Hartford Claim Form
	Standard Claim Form
	Standard Pension Buy-up Benefit Summary
	Standard LTD Buy-up Policy

Related Links
	The Hartford
	The Standard
	State Disability Insurance Program

Important Legal Information:
Redclaybenefits.com provides only an overview of your benefits from Red Clay Consolidated School District and The State of Delaware. Red Clay Consolidated School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.