Red Clay Consolidated School District Benefits -- Long-Term Disability -- Insurance

Red Clay Benefits -- Your Online Resource

Long-Term Disability Insurance

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Rehabilitation Benefits

Benefits may be available to cover the cost of rehabilitation programs. The insurance company will consult with your physician before authorizing coverage for expenses. After rehabilitation has been approved, it is up to you to decide if you want to enter the rehabilitation program. Benefits are provided for all approved expenses, unless the program is available at no cost to you or is provided under another plan sponsored by the School District.

Read more about:

Disability Insurance

	Employees Covered by the State LTD Plan
	Employees Covered by the State Pension Plan
	Benefits for Total Disability
	Benefits for Successive Disability
	Benefits for Partial Disability
	Rehabilitation Benefits
	Appealing A Claim
	What Is Covered
	What Is Not Covered
	When Coverage Ends
	Short Term Disability

Related Forms
	Hartford Claim Form
	Standard Claim Form
	Standard Pension Buy-up Benefit Summary
	Standard LTD Buy-up Policy

Related Links
	The Hartford
	The Standard
	State Disability Insurance Program

Important Legal Information:
Redclaybenefits.com provides only an overview of your benefits from Red Clay Consolidated School District and The State of Delaware. Red Clay Consolidated School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.