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State Group Life Insurance
Your State Group Life Insurance Plan

Life insurance is an important part of your family's overall financial security. Even if no one depends on you for financial support, life insurance benefits may be necessary to settle your estate. That's why the State of Delaware offers you and your eligible dependents Group Life Insurance through Minnesota Life. Under the plan, you may elect coverage for yourself of one to six times base pay to a maximum of $350,000.

Cost of Coverage
The cost for coverage depends on your age. The state calculates your premium based on your current age and salary. Please refer to the table below to determine your cost:

Age	Monthly Rate (per $1,000)	Age	Monthly Rate (per $1,000)
30	$0.052	87	$5.930
30-34	$0.062	88	$6.350
35-39	$0.082	89	$6.820
40-44	$0.112	90	$7.330
45-49	$0.162	91	$7.910
50-54	$0.282	92	$8.570
55-59	$0.442	93	$9.350
60-64	$0.682	94	$10.260
65-69	$1.202	95	$11.690
70-74	$2.130	96	$14.040
75-79	$3.290	97	$18.090
80-84	$5.050	98	$24.960
85	$5.150	99	$26.810
86	$5.520

Dependent Life Coverage
You can elect life insurance coverage for your dependents. You have three options (coverage levels and costs detailed below):

Option	Coverage	Cost
Option 1	$10,000 for spouse only	$3.08 per month
Option 2	$10,000 for spouse/ $6,000 per child	$4.24 per month*
Option 3	$6,000 per child	$1.16 per month*

Related Links
	Statewide Benefits
	Minnesota Life

Disclaimer: Colonial Benefits Online provides only an overview of your benefits from Colonial School District and The State of Delaware. Colonial School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.