Christina Benefits -- Program Overview

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About Your Benefits
	Program Overview and Summary Plan Description
	View Benefits Summary
Your State Benefits
	Medical/Prescription Drugs
	Medical/Prescription Drugs
	Life Lines
	State Group Life Insurance
	Flexible Spending Accounts
	Employee Assistance Program
	Supplemental Benefits
	Second Opinion Program
	Wellness
Your School District Benefits
	Dental
	Aetna Prescription Drugs
	Vision Care
	Life and AD&D Insurance
	Long-Term Disability
	What Happens When...?
	Other Important Information

Program Overview
Your Benefits At-A-Glance

Choosing your benefits is an important, personal decision. Using them correctly is equally important. We've designed this Web site to provide you with general explanations of the benefits available to you and your family from The School District and The State of Delaware.

Your State of Delaware Benefits
The State of Delaware provides you with the opportunity to elect medical coverage (including Medco) and enroll in health care and dependent care flexible spending accounts. You may also apply for coverage in the Group Life Insurance Program, or increase or decrease your multiple coverage during the enrollment period. You may also enroll in the Blood Bank program, or a number of supplemental benefits programs.

Your School District Benefits
Please review the following chart, which lists the plans offered by the The School District and the vendors that provide these benefits:

Plan	Carrier
Dental - Plans A, B, and C	MetLife
Prescription Drug Coverage	Aetna
Vision Care Coverage	Vision Benefits of America
Life and AD&D Insurance	Reliance Life Insurance
Long-Term Disability Insurance	Hartford LTD


Program Overview
	Eligibility
	Dependent Coverage
	Enrollment
	Changing Your Benefits (Life Events)
	Flex Credits

Summary Plan Description
	2008-2009 SPD

Disclaimer: Christina Benefits Online provides only an overview of your benefits from Christina School District and The State of Delaware. Christina School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.