Program Overview
Flex Credits

As a School District employee, you receive two local flex credits:

• The first flex credit (OptnFlexCr) may be used for the State's health care insurance only.

• The second flex credit (OptnFlexCr) may cover any remaining expenses for medical plan costs that are not covered by the first stipend. The second stipend may also be used for dental, vision care, life and AD&D coverage, long-term disability, and blood bank insurance.

The amount of your flex credits are in accordance with the current negotiated contract or are based on special Board action.

Be sure to review the cost information for each benefit you have chosen and the final cost after your flex credits have been subtracted.

For all employees: When you select your benefits, if the cost of your benefits exceeds your flex credits, you will have to pay the excess through payroll deductions.

For employees whose spouse is also employed by the School District: When you select your benefits, you are limited to your own flex credit benefits amounts. Because the cost for family dental is the most expensive benefit, you should consider having one spouse elect employee coverage and the other spouse elect employee and children coverage.

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