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Long-Term Disability
How LTD Works – Appealing a Claim

For LTD benefits, if your claim is denied in whole or part, you will be notified in writing. The notification will include the reasons for the denial and any additional information required if you want to appeal. Learn when and how to appeal a claim.

 

   
Long-Term Disability Insurance
bullet Employees Covered by the State LTD Plan
bullet Employees Covered by the State Pension Plan
bullet Benefits for Total Disability
bullet Benefits for Successive Disability
bullet Benefits for Partial Disability
bullet Rehabilitation Benefits
bullet Appealing a Claim
What Is Covered
What Is Not Covered
When Coverage Ends
   
Related Forms
Hartford LTD Claim Form
Standard LTD Claim Form
Standard Pension Buy-up Benefit Summary
   
Related Links
The Hartford
The Standard
   
Disclaimer: Christina Benefits Online provides only an overview of your benefits from Christina School District and The State of Delaware. Christina School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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